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1 credit rating system
фин., банк. система кредитного рейтинга (система оценки кредитоспособности и принятия решения о кредитовании, при которой кредитор ориентируется на шкалу кредитного рейтинга, разработанную им самостоятельно или предложенную специализированным кредитным агентством)See: -
2 credit scoring
фин., банк. кредитный скоринг, присваивание кредитного балла*See:* * ** * *. Статистический метод, заключающийся в суммировании нескольких финансовых характеристик для получения единого показателя кредитоспособности клиента . Инвестиционная деятельность . -
3 credit scoring system
фин., банк. система кредитного скоринга, система кредитных баллов [очков\]*, система кредитного рейтинга* (метод, применяемый предприятиями-продавцами или банками для оценки возможности предоставления кредита данному клиенту: кредитор выделяет наиболее важные, по его мнению, показатели кредитоспособности и разрабатывает систему баллов за определенные значения каждого показателя (а обычно также и систему весов, ранжирующих показатели по степени важности), после чего кредитор сравнивает данные потенциальных заемщиков с установленными критериями, подсчитывает полученные ими баллы и ранжирует их по степени убывания кредитоспособности)See:
* * *
система рейтинга заемщиков по их платежеспособности; основана на статистических методах и вероятности наступления того или иного события; оценивается вероятность возврата кредита или широкий круг показателей (если сумма набранных очков превышает определенный уровень, то кредит предоставляется); см. rating 1;Regulation B.* * ** * *система оценки заемщиков; система кредитных очков'. . Словарь экономических терминов . -
4 credit policy
а) эк. (на уровне государства: ограничение на объемы банковского кредитования с целью воздействовать на темпы роста экономики)б) банк. (на уровне банка: совокупность условий выдачи кредитов, способов определения кредитоспособности клиентов и т. д.)Syn:в) фин. (на уровне предприятия: совокупность условий продажи в кредит, способов определения кредитоспособности покупателя, используемых сроков товарного кредита, способов взыскания просроченной дебиторской задолженности и т. п.)See:credit control, credit condition 2) а), credit limit, credit period, credit analysis, credit standards, credit scoring system, credit rating, credit man, credit management, credit inflation, credit squeeze
* * *
кредитная политика: ограничения на объемы заимствований и банковского кредитования с целью воздействовать на темпы роста экономики (в отличие от обычных методов денежно-кредитной политики); см. monetary policy.* * *совокупность государственных мер (мероприятий) в области кредитования, включающих реализацию действенного контроля за проведением и использованием кредитов -
5 credit score
фин., банк. кредитный балл* (число, характеризующее вероятность возврата долга заемщиком; рассчитывается по специальной модели исходя из данных о кредитной истории и текущем финансовом состоянии заемщика)Syn:See: -
6 probability of default
банк. !Русский аналог: вероятность дефолтаВ рамках рекомендованного Базельским комитетом по банковскому надзору подхода на основе внутренних рейтингов (IRB) - один из основных компонентов риска."См. также: internal ratings-based approach (IRB); risk components"http:www.basel-ii-risk.com/Basel-II/Basel-II-Glossary/Basel-Probability-of-Default-(PD).htmThe Probability of Default is the likelihood that a loan will not be repayed and fall into default. This PD will be calculated for each company who have a loan. The credit history of the counterparty and nature of the investment will all be taken into account to calculate the PD figures. Many banks will use external ratings agencies such as Standard and Poors. However, banks are also encouraged to use their own Internal Rating Methods as well."o Analyse the credit risk aspects of the counterparty;"o Map the counterparty to an internal risk grade which has an associated PD: ando Determine the facility specific PD. This last step will gives a weighted Probability of Default for facilities that are subject to a guarantee or protected by a credit derivative. The weighting takes account of the PD of the guarantor or seller of the credit derivative."• Probability of Default (PD) for the ""Other"" segment: is derived from a credit scoring process for a new customer and behavioral scoring for existing business. The resulting PD is mapped to an internal risk grade."(PD) of an Obligor can be derived from an Internal Rating model that is used and maintained within the business area responsible for the counterparty relationship. For the purposes of the Accord there will be one PD associated with each risk grade representing the probability of Default within a 1 year time period.Англо-русский экономический словарь > probability of default
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7 system
n1) система; комплекс2) система; порядок; классификация3) метод; способ
- accelerated cost recovery system
- accounting system
- actual cost system
- administrative system
- advanced system
- airline system
- appointment system
- assessment system
- automated control system
- automated management system
- automatic conveyor system
- automatic data processing system
- automatic transfer system
- banking system
- batch system
- bidding system
- bilateral clearing system
- bimetallic monetary system
- bonus system
- budgetary control system
- cash system
- centralized control system
- central record system
- chain store system
- checking system
- classification system
- clearing system
- clearing house interbank payment system
- closed system
- closed system of finance
- communication system
- computerised system
- computerised system of payments
- computerised interbank clearing system
- conference system
- constrained system
- constraint system
- container system
- contract system
- contractual vertical marketing system
- control system
- controlled system
- corporate vertical marketing system
- cost accounting system
- cost control system
- cost distribution system
- credit system
- crediting system
- credit scoring system
- credit transfer system
- cropping system
- currency system
- data system
- data acquisition system
- data collection system
- data interchange system
- data processing system
- data transmission system
- decentralized system
- decimal system
- deferred rebate system
- department incentive system
- deposit insurance system
- distribution system
- dual system
- dual-pay system
- dual price system
- dual standard cost system
- dynamic system
- economic system
- educational system
- electronic book-entry system
- electronic fund transfer system
- engineering system
- equilibrium system
- estimate cost system
- European monetary system
- evaluation system
- exchange system
- factory system
- farming system
- farm price system
- Federal Reserve System
- feedback system
- financial system
- fiscal system
- forecasting system
- free enterprise system
- generalized system of preferences
- giro system
- hauling system
- hire purchase system
- historical cost system
- household system
- import quota system
- imprest system
- industrial system
- inefficient tax system
- information system
- information retrieval system
- in-plant system
- inspection system
- integrated accounting system
- integrated record system
- Internet-based system
- inventory control system
- irrigation system
- job order cost system
- judicial system
- justice system
- land tenure system
- land-use system
- legal system
- licence system
- linear system
- lump system
- macroeconomic system
- management system
- management information system
- managerial system
- market system
- marketing system
- master system
- measuring system
- mechanical accounting system
- mercantile system
- metric system
- monetary system
- monitoring system
- multichannel system
- multicomputer system
- multidepot system
- multiitem system
- multilateral system of settlements
- multilevel system
- multiple system
- multiproduct inventory system
- multipurpose system
- multirobot system
- multistage system
- multiuser computer system
- national banking system
- normalized system
- office system
- one-crop system
- one-price system
- open price system
- operating system
- operational system
- order system
- ordering system
- par value system
- patent system
- pay system
- pay-as-you-earn system
- pay-as-you-go system
- payment system
- petty cash system
- piecework system
- planning system
- postal system
- post giro system
- power system
- premium system
- price system
- priority system
- private enterprise system
- process control system
- processing system
- production system
- product testing system
- programme system
- programme development system
- programming system
- protectionist system
- protective system
- public-address system
- quality system
- quality intelligence system
- quality rating system
- queueing system
- quota system
- railroad system
- railway system
- rating system
- rationing system
- real-time system
- recording system
- record keeping system
- reference system
- registration system
- relay system
- remote-control system
- reporting system
- retail trade system
- retrieval system
- risk-management system
- rotation system
- savings bank system
- scoring system
- search system
- selection system
- service system
- settlement system
- sewage system
- shared resource system
- shuttle system
- single system
- single-channel system
- social system
- stable system
- stand-alone system
- standard system
- standard cost system
- standby system
- state system
- static system
- stationary system
- storage system
- storekeeping system
- supply system
- sweating system
- tariff system
- tax system
- taxation system
- telecommunication system
- telephone system
- telephone answering system
- tender system
- tenure system
- testing system
- time-shared system
- timesharing system
- transfer system
- transmission system
- transport system
- transportation system
- trial system
- truck system
- two-shift system
- two-tier banking system
- two-tier gold system
- underwriting system
- uniform system of accounts
- universal time system
- unstable system
- value system
- vertical marketing system
- voucher system
- wage system
- wage labour system
- warehousing system
- waste disposal system
- waste handling system
- waste treatment system
- water system
- weighting system
- working system
- world system
- system of accounts
- system of administration
- system of bookkeeping
- system of classification
- system of control
- system of distribution
- system of information
- system of levies
- system of management
- system of marketing
- system of marking
- system of protective tariffs
- system of sales
- system of settlements
- system of tariffs
- system of taxation
- system of transportation
- system of units
- system of weights and measures
- bypass the banking system
- convert to a metric system
- design a system
- operate a system
- phase out the quota systemEnglish-russian dctionary of contemporary Economics > system
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8 system
1) система; способ; метод2) устройство; строй3) классификация4) учение5) сеть (дорог) -
9 system
система; комплекс• -
10 счет
муж.
1) counting, reckoning, calculation он не в счет ≈ he does not count равный счет ≈ (голосов избирателей или очков в игре) tie вести счет ≈ to keep count (of) потерять счет ≈ to lose count (of) без счета ≈ countless, without number для ровного счета ≈ to make it even, to round it off
2) (в бухгалтерии) account на счет кого-л. ≈ on smb.'s account личный пенсионный счет ≈ individual retirement account амер. кредитный счет ≈ credit account корреспондентский счет ≈ (мелкого банка в крупном) correspondent account замороженный счет ≈ blocked account текущий счет ≈ account current лицевой счет ≈ personal account открывать счет ≈ to open an account, to set up an account for smb.;
to open the scoring спорт закрывать счет ≈ to close( out) an account перечень банковских счетов ≈ bank statement активный счет ≈ active account валютный счет ≈ dollar account бездействующий счет ≈ inactive account блокированные счета ≈ blocked accounts депозитный счет ≈ deposit account брит., savings account
3) account, bill оригинал счета ≈ original invoice копия счета ≈ duplicate invoice выписать счет ≈ to invoice подать счет ≈ to present a bill платить по счету ≈ to settle the account, to book out предъявлять счет ≈ to present a claim to smb., to present a bill to smb.
4) спорт score ""сухой"" счет ≈ (счет, открытый только одной стороной) lopsided score равный счет ≈ (в теннисе) deuce, deuce game
5) муз. time ∙ сказано на мой счет ≈ aimed at me у него счету нет( кого-л./чего-л.) ≈ he has lots (of) прохаживаться/проезжаться на счет ≈ разг. to make fun of smb. в два счета ≈ in no time at all не знать счета деньгам ≈ to have money to throw around у него каждая монета на счету ≈ every coin counts for him у него на счету много изобретений ≈ he has many inventions under his belt в конечном счете, в последнем счете ≈ ultimately, in the end за чужой счет, на чужой счет ≈ at someone else's expense, at the expense of others по большому счету ≈ by the highest standarts не в счет, не идти в счет ≈ not counted, it doesn't count ровным счетом ≈ exactly, no more than (точно) ;
absolutely nothing, not a (single) thing (ничего) гамбургский счет ≈ honest rating, objective rating за свой (собственный) счет, на свой счет ≈ at one's own expense, out of one's own pocket отпуск за свой счет ≈ unpaid leave( of absence) относить за счет, относить на счет ≈ to attribute smth. to принимать на свой счет ≈ to take smth. personally сбрасывать со счета, скидывать со счета, снимать со счета, сбрасывать со счетов, скидывать со счетов, снимать со счетов ≈ to discount smth., to dismiss, to write off, to ignore быть на хорошем счету ≈ (у кого-л.) to be in good standing with smb., to have a good reputation покончить (все) счеты ≈ (с кем-л./чем-л.) to sever all ties with smb. сводить счеты ≈ to get even with smb., to get back at smb., to pay smb. Back за счет ≈ at the expense (of) ;
owing to, thanks to, due to (по причине, из-за) на этот счет ≈ in this respect, as for this круглым счетом ≈ in round numbers в счет ≈ against, towards на счет ≈ at the expense (of) ;
about, concerning, referring to, on one's account (по поводу, по отношению к)account, идти в счет to be taken into account sport. score, какой счет? what's the score? bill (in a restaurant) calculation, без счету countless
См. также в других словарях:
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